What is Leasing?
Do you need help growing your investments? You can lease your medium- and long-term investments instead of purchasing them outright to use your resources more efficiently. There are two different types of leasing: financial leasing and operational leasing.
Financial Leasing
With financial leasing, you select the machinery, equipment, or fixed-value investments. İş Leasing purchases the machinery, equipment, or fixed-income investments from the suppliers you choose, in accordance with the terms you specify. The purchased equipment is then delivered to you through Financial Leasing. This financing method is designed for medium- and long-term purchases. At the end of the Leasing term, ownership of the equipment is transferred to you.
Operational Leasing
Operational Leasing is a method where the machinery or equipment you choose is purchased by İş Leasing and delivered to the customer. In this approach, the equipment remains the property of İş Leasing at the end of the lease term. Operational Leasing aims to use the benefits you will obtain from the equipment rather than owning it.
All the Leasing Advantages You Need to Know
Take Advantage of the 1% VAT Advantage Now:
Save Time with Operational Ease:
Let our team of experts handle all the purchase, insurance, import, appraisal, registration, and incentive procedures related to your leasing investment.
Generate Financial Resources Without Parting with Your Assets:
Become the Owner of Your Investment Vehicle at the End of the Lease Term with Property Transfer:
Remember that you can acquire ownership of the investment vehicle you have leased through financial leasing by paying a symbolic amount at the end of the contract.
Conveniently Make Your Investments with Repayments Tailored to Your Cash Flow:
Your lease payments can be structured to align with your company's cash flow, the investment's profitability, and its economic lifespan.
Take Advantage of Tax Benefits:
Enjoy the advantages of being exempt from taxes, fees, and duties.
Access Medium- and Long-Term Financing Without Exhausting Your Bank Credit Limits:
Leasing provides borrowing opportunities for medium and long-term periods.
Leasing provides borrowing opportunities for medium and long-term periods.
Acquire the equipment you need through leasing instead of paying upfront. Additionally, spread all contract-related expenses across the lease payment plan and enjoy the convenience of 100% financing for your entire investment.
Protect Your Own Capital While Investing:
Acquire the equipment you need through leasing instead of paying upfront. Additionally, spread all contract-related expenses across the lease payment plan and enjoy the convenience of 100% financing for your entire investment.
Borrow in Foreign Currency Instead of Currency-Indexed Loans:
Instead of currency-indexed loans for your leasing repayments, take advantage of the option to borrow directly in foreign currency.
Advantages Offered by İş Leasing
If You Operate in a Free Zone, Take Advantage of VAT Benefits:
If you operate in a free zone, you can benefit from VAT advantages by making your investments through İş Leasing.
We're Here for Your Overseas Projects:
You can make machinery/equipment investments for projects you will carry out abroad through İş Leasing.
Which Products Do We Finance?
Industrial and Construction Machinery
Backhoe Loader, Excavator, Forklift, Loader, Crane and Packer.
Renewable Energy Projects
Solar Power Plant, Geothermal Power Plan and Wind Power Plants.
Passenger and Commercial Vehicles
Off-road Vehicles, Tractors, Trailers, Trucks, Vans, Minibuses, Buses, Cars, Panel Vans.
Production Machinery
Woodworking Machinery, Metalworking Machinery, Printing and Packaging Machinery, Plastic Injection Machinery, Textile Machinery
Agricultural Machines
Baling Machines, Combine Harvesters, Planting, Sowing, and Harvesting Equipment, Silage Machines.
Medical Devices
Dental Units, Laboratory Equipment, MRI Machines, Diagnostic Devices, Medical Imaging Devices, Ultrasonography.
Real Estate
Factory, Office, Commercial Real Estate, Land.
Air and Sea Transportation Vehicles
Helicopter, Airplane, Ship, Motorboats, Sailing Boats.
Other
Electronic and Optical Devices, Store and Office Equipment, Software.
Who is Leasing Suitable For?
Any authorized leasing company, including joint-stock companies, limited liability companies, sole proprietorships, partnerships, self-employed professionals, farmers, and commercial businesses, may enter into a leasing agreement.
Leasing Workflow
The investor negotiates the purchase terms with the seller and requests a quote from İş Leasing with a proforma invoice.
The information and documents requested by İş Leasing are submitted by the investor.
İş Leasing informs the investor of the underwriting conditions following the credit assessment.
A financial leasing agreement is signed between the investor and İş Leasing, and the purchase process begins.
İş Leasing purchases the goods with specified delivery and payment terms, insures them, and arranges for their delivery to the investor by the equipment supplier company.
İş Leasing informs the lessee of the payment schedule.
At the end of the contract term, ownership of the relevant goods is transferred to the lessee for a symbolic fee.